Certificates

Certificate Special up to 36 Months

1 Year CD

2 Year CD

1 Year-Traditional,
Converted
Roth
and Regular
Roth
Education
IRA CD

2 Year -
Traditional,
Converted
Roth
and Regular Roth
Education
IRA CD

APY

3.75%

2.75%

3.00%

3.00%

3.25%

APR

3.69%

2.72%

2.96%

2.96%

3.20%

Minimum Opening
Deposit

2,500.00

1,000.00

1,000.00

1,000.00

1,000.00

Minimum Deposit
(if Allowed)

N/A

N/A

N/A

N/A

N/A

Bump Up
Certificates

1 Year
(1 bump option)

2 Year
(2 bump option)

3 Year
(3 bump option)

4 Year
(4 bump option)

5 Year
(5 bump option)

Annual Percentage Yield
With Elite Checking

Without Elite Checking

2.43%

2.27%

2.58%

2.43%

2.73%

2.58%

2.89%

2.73%

3.04%

2.89%

Annual Percentage Rate
With Elite Checking

Without Elite Checking

2.40%

2.25%

2.55%

2.40%

2.70%

2.55%

2.85%

2.70%

3.00%

2.85%

Minimum Opening Deposit

$500

$500

$500

$500

$500

Minimum Additional Deposits
Share Certificates

IRA Certificates

$1,000

$100

$1,000

$100

$1,000

$100

$1,000

$100

$1,000

$100

Bump Up
Certificates

1 Year
(1 bump option)

2 Year
(2 bump option)

3 Year
(3 bump option)

4 Year
(4 bump option)

5 Year
(5 bump
option)

Annual Percentage Yield
With Elite Checking

Without Elite Checking

2.53%

2.38%

2.68%

2.53%

2.84%

2.68%

2.99%

2.84%

3.14%

2.99%

Annual Percentage Rate
With Elite Checking

Without Elite Checking

2.50%

2.35%

2.65%

2.50%

2.80%

2.65%

2.95%

2.80%

3.10%

2.95%

Minimum Opening Deposit

$10,000

$10,000

$10,000

$10,000

$10,000

Minimum Additional Deposits
Share Certificates

IRA Certificates

$5,000

$100

$5,000

$100

$5,000

$100

$5,000

$100

$5,000

$100

JUMBO
Share Certificates

1 Year

2 Year

3 Year

4 Year

5 Year

Annual Percentage Yield

2.79%

3.04%

3.30%

3.40%

3.56%

Annual Percentage Rate

2.75%

3.00%

3.25%

3.35%

3.50%

Minimum Opening Deposit

$100,000

$100,000

$100,000

$100,000

$100,000

Minimum Additional Deposits

$50,000

$50,000

$50,000

$50,000

$50,000